All Atmos Solar Loans include a no-payment period for 6 months following loan signing. This period is intended to reduce the financial burden on our customers while the project is being installed. Atmos Certified installers are expected to complete the project and successfully achieve PTO (Permission to Operate) from your local permitting agencies within this timeframe. If completing the project extends beyond 6 months, Atmos will be in contact with the homeowner and the installation companies to validate the delay and issue an extension of the no-payment period, as needed.