You can prepay all or a portion of your solar loan at any time, at no cost to you. Prepaying your loan will reduce your overall borrowing costs (a.k.a. interest) over the life of the loan. Every time you prepay an amount greater than $500, Atmos recalculates your fixed monthly cost. Why is this a big benefit to you? The result is that the fixed payments on all future months through the maturity of your loan are reduced. You can pay down the loan at a faster rate if you have some excess cash, or you can pay the minimum amount. The choice is up to you!