Atmos is not a bank. Atmos is a financial technology (fintech) company that provides banking services. We develop software for you to use, and partner with various bank and non-bank companies to provide banking services and allocate more capital to climate solutions with measurable impact. Our commitment is to provide our customers a best-in-class banking experience that creates meaningful impact. Regulated banking services and FDIC insurance are provided by Five Star Bank, Member FDIC.
Learn more about Five Star Bank
Is my money with Atmos FDIC-insured?
Yes, through our banking services provider, Five Star Bank, Member FDIC, individual accounts are protected up $250,000 by FDIC insurance. You can elect to keep more than this amount with Atmos, though your balance in excess of $250,000 will not be covered by FDIC insurance.