Atmos joint savings accounts can be a useful tool to build financial wellness for you and your account co-owner. If you are an existing Atmos Customer and unable to create a joint savings account from your account homepage, skip ahead to step 2.
1. Create individual Atmos Financial accounts
Both you and the person you’d like to setup the account with will need your own Atmos accounts. If the other person doesn’t already have an account, they’ll need to apply for one here. Keep in mind that this doesn’t guarantee their approval; they'll still need to have their information reviewed by our team for that new account!
2. Complete security steps
Either you or your joint account holder will need to complete security steps in order to unlock our full service banking features (only one of you needs to do this but you both are welcome to complete them if you'd like the full functionality of the account). Navigate to Settings > Security to complete the ID verification and Annual Compliance Questions. Our team will review the documents and determine account upgrade eligibility.
3. Invite your Joint account holder
Once your account upgrade is approved, you can create your Joint account and invite your joint account holder. You'll see an option when creating a savings account in the triple dot menu by your Savings account.
Navigate to Checking or Savings then + Joint account or Goal account
Select Joint Savings and create invitation
Scroll down and fill out the information for the person you are inviting.
You will see the pending account banner on your home page until the joint account holder accepts via email. Once they accept, your account will be ready to fund!