Are there overdraft fees? November 12, 2024 21:01 Updated Atmos does not charge overdraft fees. Transactions that result in a negative account balance may result in a chargeback fee. Related articles Are there any minimum balance requirements? How many Checking and Savings accounts can I have? Does Atmos have any fees or minimums? Does Atmos pay interest on my checking account? How do I order a debit card?