Five Star Bank is one of the oldest banks in the country. FDIC insurance is provided by Five Star Bank, Member FDIC. The recent bank turmoil has largely impacted highly-leveraged mega banks that fund loan activity through bonds. Community banks are generally safeguarded from recent bank failures due to the nature of their business operations and roots in their individual communities. Specifically, there has been no impact on Five Star Bank resulting from the failures of SVB, FRB or Signature Bank.