Do I have to get my home appraised? June 28, 2023 03:03 Updated No, an Atmos solar loan does not issue a lien on your home. You do not need an appraisal of any kind. Related to solar loans Related articles Can I refinance or prepay my solar loan? What type of insurance do I need to cover my home solar system? What additional costs can be included in my Atmos solar loan? How is the loan pricing structured and what is the minimum loan amount? How does the loan application process work?