No, Atmos Savings and Checking accounts are free and accessible to all legal residents of the United States. There are no minimum balance requirement and Atmos does not charge overdraft fees.
Transactions that result in a negative account balance are automatically declined. Atmos does not charge incremental fees for international transactions.
Foreign exchange is assessed based on Mastercard's quoted rates on the date of the transaction. Atmos reserves the right to charge for certain services in the future. Refer to our Schedule of Fees and Services for a complete list of potential usage charges for your Atmos account.