Creating a joint account involves setting up a new account from scratch that is jointly owned by two or more individuals. When it comes to an existing savings account, it's not possible to directly convert it into a joint account. Instead, the process involves opening a completely new savings account that is jointly owned. This ensures that both parties have equal rights and responsibilities regarding the account.
To create a joint account with another person, you would need to initiate the process by opening a new savings account specifically designed for joint ownership. This new account would allow both parties to manage the funds, make deposits, withdrawals, and have equal access.