In this guide, we'll walk you through the simple steps to set up your solar loan payments and provide insights on how to view your solar loan details. By taking control of your solar financing, you're contributing to a greener future. Let's dive into the steps below that will empower you to manage your solar loan efficiently.
Solar Loan Monthly statement and Loan Agreement location
Paying by Check or your bank's bill pay
Solar Loan Monthly Statement and Loan Agreement Location
Log into your Atmos account on joinatmos.com. Clicking the top right corner Log in button.
All Atmos account users whether savings/checking account or Solar Loan holder, will log in through this portal. (If you forgot your password, click the password reset button and follow the directions send to your email address)
At the bottom of your home page click your Home Solar Loan tab. Here you will find all the information you require related to your home solar loan.
Home Solar Loan page index
- Payoff amount- Your Current Balance+ Interest +Fees. This changes after monthly statements process and from principal payments.
- Next Payment- The amount due at the end of the day on the 7th of the month indicated. You will need to either have your checking account funded or set up auto pay. This changes after monthly statements process and from principal payments. A principal payment is an extra payment and does not impact the payment due date.
- Original Loan balance- This is prior to the interest being calculated.
- Scheduled Maturity Date - Date on which the loan is expected to be fully paid off.
- Investment Tax Credit (ITC) amount- This estimation is formed from interest calculations on your loan. If this is not applied to your loan before the end of your introduction 18 months lone start date. Your monthly loan payment will increase until such payment is made. You can find out more about this here.
- Loan Agreement and Statements- Available after you fund your account. This document page is where you can view your agreement and statements.
- Pay by bank transfer- Setup your solar payments or create a principal payment
- Pay by check- Steps on how to pay by check
Link an External Bank account
After logging in, click the Link an account button on your account home page.
If this does not appear on your account you can go to the side bar and click Settings> Linked accounts
You can link an account Instantly with Plaid or through Microdeposits.
Use Instantly Link Account if you have a large financial institution such as Chase, Wells Fargo, Navy Federal Credit Union, etc. Type your external account's company name in the search bar. (If you do not see your bank you will need to connect the account manually through microdeposits.)
Choose your Bank log into your account and plaid will link this external account to your Atmos account.
We recommend microdeposits if you bank with a smaller financial institution such as a credit union. Microdeposits require a few days from your bank to complete. Clicking this option requires you to complete the link a New Account form with the external account's: Bank Name, Account number and routing number. This will send a small deposit to this account in the next few days.
After these deposits appear in the external account a few days later, log back into the linked accounts page and click the verify button. To completely link your Micro deposit account type in the 2 two deposited amounts to your external accounts.
Congratulations you now have a linked external account with Your Atmos Account!
Your step by step guide to setting up autopay can be found by clicking here.
Paying by Check or your bank's bill pay
If you are unable to setup a linked account to your bank, you can also pay by check or your bank's bill pay system. Payments are due on the 7th of each month. We recommend mailing a check 5-7 business days earlier to accommodate mail transit time.
Paying by Check or your bank's bill pay
After logging in, click the Solar Loan account button on your account home page. This brings you to the page pictured below. If you click the pay by check option you can find instructions on how to do so.
If you pay by check, please note that it takes time to process. Checks are processed the day they are received not the date the check is post dated. Send payment to:
Five Star Bank
P.O. Box 227
Warsaw, New York 14569
Make check payable to Five Star Bank. Please write your loan number on your check. You can also find this in the Home Solar Loan page as pictured above.
For your banks bill pay include your payment Due Date, Loan Number, and Monthly Payment.
Please note: Loan payments must be received by 8:00AM EST, Monday through Friday for processing the same day.